How to Write Dollars and Cents on a Check : Most people only write checks for things like their monthly rent which only requires writing a check with dollars and zero cents. In this day and age, handwritten checks might seem like antiquated financial technology. However, there are occasions when nothing else will do. For example, your apartment manager is unlikely to accept cash payments. Venmo is also unlikely to make the cut. So, it’s still important to know how to write checks by hand.
How to Write Dollars and Cents on a Check
Step 1 – Fill Out The Date
You’ll need to fill in the date in the top right corner of the check labeled 1 in the above picture. You can write the date in MM/DD/YYYY format or write out the date in Month Day, Year format.
Step 2 – Fill Out Pay To The Order Of Line
Write the name of the person or company you’re writing the check to on the “Pay to the Order of” line labeled 2 in the above picture.
Step 3 – Fill In The Amount Of The Check In Numbers
Filling in the amount of the check in numbers in the box with a dollar sign next to it labeled 3 in the picture above. If you wanted to write a check for $85.39, simply write 85.39 in the box. The dollar sign is already taken care of just outside of the box, so you don’t have to repeat it. How to Write Dollars and Cents on a Check
Step 4 – Write The Dollar Amount In Words
Writing out the full dollar amount in words on the line that ends with the word dollars labeled 4 in the picture above. This line is just below the “Pay to the Order of” line. You don’t have to write the words dollars or cents, since the word dollars at the end of the line means anything you write will be considered to be dollars or a fraction of a dollar.
The key to writing a check with cents is writing the word “and” then putting the cents as a fraction of a dollar. So, you’d write XX/100, where XX is the amount of cents the check is for. For our $85.39 check, we’d write out “Eighty Five and 39/100” and fill the rest of the line in with a strike out to prevent anyone from altering the check.
Step 5 – Fill In Memo Information
If the person you’re paying requires you to write something like an account number or statement number on your checks, this is the place to do it. In the bottom left corner of the check there should be a line labeled “Memo” or “For”. In this example of writing a check, it is labeled 5 in the picture above. If the person you’re paying doesn’t require you to write anything here, you can write anything you want to help you remember what the check was for.
Step 6 – Sign The Check
The last step is signing the check in the lower right hand corner on the line labeled 6 in the picture above. Without your signature, the check isn’t valid and cannot be cashed. Be careful to never sign a check before filling out every other field on the check. If you do, someone could write in whatever they want in steps 1 through 5 and potentially drain your bank account.
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